Dental Insurance

Financing Your Care

In our office, we offer high quality care and payment options to assist our patients in maintaining their dental health. 

If you don’t see your preferred method on our list, please call our office at Steele Family Dentistry Phone Number 903-838-8231 to find out what other options may be available to you.

Dental insurance:

Dental insurance is intended to cover some, but not all, of the cost of your care. Most plans include annual maximums, co-insurance, deductibles and expenses that are not covered. You are responsible for these amounts at the time of service. Please keep us informed of any changes to your insurance plan. 

Our office has contracted (in-network) with several dental insurance plans. We will also file claims for a wide range of non-contracted dental insurance plans.  Because our fees are very competitive, you will likely find it does not make a difference in your out-of-pocket cost 

Below you will find a list of insurance and payment plans that we accept.

  • Delta Dental
  • United Concordia (UCCI)
  • Humana
  • Metlife
  • Cigna Dental
  • Aetna
  • Lincoln Financial

Payment options:

  • Cash Discount: Pay upfront with cash and receive a discount.
  • Check or Credit Card: Always accepted.

Other options:  (requires prior approval)

  • CareCredit: Apply online ( or in our office.
  • Compassionate Finance Flexible Payment Plan: Customized payment plans with fixed interest rates. Pay a portion up front, and the rest over an agreed upon time period.

Please note:

As a courtesy to you, we will bill your insurance company and track claims. Treatment estimates are NOT a guarantee of exactly what your insurance may or may not pay. You are responsible for the fees charged by our office, no matter what your insurance coverage may be.  Most insurance companies should respond to the claim within four to six weeks. Any remaining cost is your responsibility.

We are here to help! Please call 903-838-8231 for more information about financing your oral health needs in our office!